Terms and Conditions

Updated: November 18, 2023

Agreement between User and https://FinanceBudgetSheet.com/

Welcome to the terms and conditions ("Terms") for FinanceBudgetSheet. These Terms are between you and FinanceBudgetSheet Pte Ltd and/or its affiliates ("FinanceBudgetSheet.com" or "Us") and govern our respective rights and obligations. The https://FinanceBudgetSheet.com/ website (the "Site") is comprised of various web pages operated by FinanceBudgetSheet Pte Ltd. Please note that your use of the FinanceBudgetSheet.com website and FinanceBudgetSheet membership are also governed by the agreements listed and linked to below, as well as all other applicable terms, conditions, limitations, and requirements on the FinanceBudgetSheet.com website, all of which (as changed over time) are incorporated into these Terms. If you sign up for a FinanceBudgetSheet membership, you accept these terms, conditions, limitations and requirements. Please read these terms carefully, and keep a copy of them for your reference. 

Privacy

Your use of https://FinanceBudgetSheet.com/ is subject to FinanceBudgetSheet Pte Ltd.'s Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

Electronic Communications

Visiting https://.com/ or sending emails to FinanceBudgetSheet Pte Ltd. constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that FinanceBudgetSheet Pte Ltd. is not responsible for third party access to your account that results from theft or misappropriation of your account. FinanceBudgetSheet Pte Ltd. and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.

Children Under Thirteen

FinanceBudgetSheet Pte Ltd. does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use https://FinanceBudgetSheet.com/ only with permission of a parent or guardian.

Cancellation/Refund Policy

All purchases are non-refundable. Your cancellation will take effect at the end of the current paid term. If you signed-up for your FinanceBudgetSheet membership directly through us, you may cancel your FinanceBudgetSheet membership any time by visiting Your Account and adjusting your membership settings. If you cancel within 2 business days of signing up for or converting from a free trial to a paid membership, we will refund your full membership fee; provided that we may charge you (or withhold from your refund) the value of FinanceBudgetSheet benefits used by you and your account during this 2-business day period. If you cancel at any other time, we will refund your full membership fee only if you and your account did not make any eligible purchases or take advantage of FinanceBudgetSheet benefits since your latest FinanceBudgetSheet membership charge. If you signed up for your FinanceBudgetSheet membership through a third party, you may need to contact the third party to cancel your membership or receive any refund under its applicable policies. FinanceBudgetSheet memberships redeemed through a FinanceBudgetSheet gift code or promotional code are not refundable. If you are unsatisfied with our services, please email us at support@FinanceBudgetSheet.com.

Links to Third Party Sites/Third Party Services

https://FinanceBudgetSheet.com/ may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of FinanceBudgetSheet Pte Ltd. and FinanceBudgetSheet Pte Ltd. is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. FinanceBudgetSheet Pte Ltd is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by FinanceBudgetSheet Pte Ltd. of the site or any association with its operators.

Certain services made available via https://FinanceBudgetSheet.com/ are delivered by third party sites and organizations. By using any product, service or functionality originating from the https://FinanceBudgetSheet.com/ domain, you hereby acknowledge and consent that FinanceBudgetSheet Pte Ltd. may share such information and data with any third party with whom FinanceBudgetSheet Pte Ltd. has a contractual relationship to provide the requested product, service or functionality on behalf of https://FinanceBudgetSheet.com/ users and customers.

No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use https://FinanceBudgetSheet.com/ strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to FinanceBudgetSheet Pte Ltd. that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of FinanceBudgetSheet Pte Ltd or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. FinanceBudgetSheet Pte Ltd. content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of FinanceBudgetSheet Pte Ltd and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of FinanceBudgetSheet Pte Ltd. or our licensors except as expressly authorized by these Terms.

International Users

The Service is controlled, operated and administered by FinanceBudgetSheet Pte Ltd from our offices within Singapore. If you access the Service from a location outside Singapore, you are responsible for compliance with all local laws. You agree that you will not use the FinanceBudgetSheet Pte Ltd Content accessed through https://FinanceBudgetSheet.com/ in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend and hold harmless FinanceBudgetSheet Pte Ltd, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. FinanceBudgetSheet Pte Ltd reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with FinanceBudgetSheet Pte Ltd in asserting any available defenses.

Disputes

In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the Singapore Arbitration Association, or a similar arbitration service selected by the parties, in the state or courts in Singapore, and you consent to exclusive jurisdiction and venue in these courts. We each waive any right to a jury trial. The arbitrator's award shall be final. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions. 

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and FinanceBudgetSheet Pte Ltd agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.

Limitation of Liabilities 

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. FinanceBudgetSheet Pte Ltd AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

FinanceBudgetSheet Pte Ltd AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. FinanceBudgetSheet Pte Ltd AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FinanceBudgetSheet Pte Ltd AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF FinanceBudgetSheet Pte Ltd OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

IN ADDITION TO OTHER LIMITATIONS AND EXCLUSIONS IN FinanceBudgetSheet.COM'S CONDITIONS OF USE, OUR TOTAL LIABILITY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, WILL NOT EXCEED THE LAST MEMBERSHIP FEE YOU PAID. THIS LIMITATION OF LIABILITY WILL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW AND WILL SURVIVE CANCELLATION OR TERMINATION OF YOUR FinanceBudgetSheet MEMBERSHIP.

Fees and Renewal

The membership fee for FinanceBudgetSheet is stated in the FinanceBudgetSheet section of our Help pages. From time to time, we may offer different membership terms, and the fees for such membership may vary. The FinanceBudgetSheet membership fee is non-refundable except as expressly set forth in these Terms. Taxes may apply on the membership fee for FinanceBudgetSheet.

If you sign up for your FinanceBudgetSheet membership through us and are billed by us, then the billing terms described below will apply to your membership.

If all eligible payment methods we have on file for you are declined for payment of your membership fee, you must provide us a new eligible payment method promptly or your membership will be cancelled. If you provide us with a new eligible payment method and are successfully charged, your new membership period will be based on the original renewal date and not the date of the successful charge.

UNLESS YOU NOTIFY US BEFORE A CHARGE THAT YOU WANT TO CANCEL OR DO NOT WANT TO AUTO RENEW, YOU UNDERSTAND YOUR FinanceBudgetSheet MEMBERSHIP WILL AUTOMATICALLY CONTINUE AND YOU AUTHORIZE US (WITHOUT NOTICE TO YOU, UNLESS REQUIRED BY APPLICABLE LAW) TO COLLECT THE THEN-APPLICABLE MEMBERSHIP FEE AND ANY TAXES, USING ANY ELIGIBLE PAYMENT METHOD WE HAVE ON RECORD FOR YOU.

If you signed up for your FinanceBudgetSheet membership through a third party and are not billed directly by us, then the billing terms provided by the third party will apply to your membership.

Termination/Access Restriction

FinanceBudgetSheet Pte Ltd reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Singapore and you hereby consent to the exclusive jurisdiction and venue of courts in Singapore in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and FinanceBudgetSheet Pte Ltd as a result of this agreement or use of the Site. FinanceBudgetSheet Pte Ltd's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of FinanceBudgetSheet Pte Ltd’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by FinanceBudgetSheet Pte Ltd with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and FinanceBudgetSheet Pte Ltd with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and FinanceBudgetSheet Pte Ltd with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Definition of "Lifetime Access"

When you purchase a template or other content, you get a license from us to use it via Google Sheets and Microsoft Excel and no other use. Don’t try to transfer or resell content in any way. We generally grant you a lifetime access license, except when we must disable the content because of legal or policy reasons or for enrollments via Subscription Plans.

Template and content is licensed, and not sold, to you. This license does not give you any right to resell the template or content in any manner (including by sharing account information with a purchaser or illegally downloading the content and sharing it on torrent sites).

In legal, more complete terms, FinanceBudgetSheet grants you (as a user) a limited, non-exclusive, non-transferable license to access and edit the content for which you have paid all required fees, solely for your personal, non-commercial, educational purposes through the Services, in accordance with these Terms and any conditions or restrictions associated with the particular content or feature of our Services. All other uses are expressly prohibited. You may not reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, create derivative works of, sublicense, or otherwise transfer or use any content unless we give you explicit permission to do so in a written agreement signed by a FinanceBudgetSheet authorized representative. This also applies to content you can access via any of our APIs.

We generally give a lifetime access license to our users when they purchase a template or other content. However, we reserve the right to revoke any license to access and use any content at any point in time in the event where we decide or are obligated to disable access to the content due to legal or policy reasons, for example, if the template or other content you enrolled in is the object of a copyright complaint, or if we determine it violates our Trust & Safety Guidelines. This lifetime access license apply to enrollments via Subscription Plans and to add-on features and services associated with the template or other content you purchase. To be clear, the lifetime access is to the template but not to the community.

• *FOR XTRACARE: Membership is US$4.98 per week plus any applicable taxes. Membership requires recurring charges to your payment card and automatically renews until canceled. To cancel, email support@FinanceBudgetSheet.com no later than three days before the renewal date or cancel online anytime. No refunds for weekly membership fees after the recurring charge is processed. Bonus rewards are promotional, have no cash value and are not redeemable for cash. 20% discount applies only to non-sale and non-promo items; exclusions apply. To enable certain digital, delivery benefits, you must have a FinanceBudgetSheet account and complete your digital profile online. Other exclusions apply.

• *FOR $10 BONUS REWARD: May take up to 72 hours to load to XtraCare card. Bonus reward expires on stated expiration date and cannot be used toward renewal of XtraCare membership. Only redeemable on a single transaction on FinanceBudgetSheet.com® for eligible merchandise. Minimum of $10 purchase (excluding taxes and fees) for trydasify.com purchases. Bonus rewards are promotional, have no cash value, are not redeemable for cash and are not transferrable. We reserve the right to process bonus rewards and coupons in any order. Sales tax may be charged pre-coupon. Cannot be exchanged for cash or gift card and may not be reissued or prorated for refund.

Payment Failure and Alternative Plan Subscription

In the event that your weekly subscription fee of $4.98 is unsuccessful or at our sole discretion, our system may automatically enroll you in an alternative subscription plan. This alternative plan will consist of a weekly fee of $2.30. The transition to this weekly plan may be initiated either as a response to the failure of the monthly payment or based on our determination, and will continue until the monthly subscription fee can be successfully processed, or until you opt to change your subscription plan. This measure is intended to maintain uninterrupted access to our services for you. Please note that it is your responsibility to manage your subscription preferences and payment methods to align with your needs.

Changes to Terms

We may in our discretion change these Terms, FinanceBudgetSheet.com's Conditions of Use and Privacy Notice, or any aspect of FinanceBudgetSheet membership, without notice to you. If any change to these terms is found invalid, void, or for any reason unenforceable, that change is severable and does not affect the validity and enforceability of any remaining changes or conditions. YOUR CONTINUED MEMBERSHIP AFTER WE CHANGE THESE TERMS CONSTITUTES YOUR ACCEPTANCE OF THE CHANGES. IF YOU DO NOT AGREE TO ANY CHANGES, YOU MUST CANCEL YOUR MEMBERSHIP. The most current version of the Terms will supersede all previous versions. FinanceBudgetSheet Pte Ltd encourages you to periodically review the Terms to stay informed of our updates.

Termination by Us

We may terminate your FinanceBudgetSheet membership at our discretion without notice. If we do so, we will give you a prorated refund based on the number of full weeks remaining in your membership. However, we will not give any refund for termination related to conduct that we determine, in our discretion, violates these Terms or any applicable law, involves fraud or misuse of the FinanceBudgetSheet membership, or is harmful to our interests or another user. Our failure to insist upon or enforce your strict compliance with these Terms will not constitute a waiver of any of our rights.

Contact Us

FinanceBudgetSheet Pte Ltd welcomes your questions or comments regarding the Terms:

Email Address: support@FinanceBudgetSheet.com